The General Administration of Financial Supervision voiced its support for real estate! The plate rose more than 3%, and Pudong Jinqiao 4 was connected to the board.

2024年2月1日 | admin | gzxq

On January 26th, the real estate sector opened higher, with Pudong Jinqiao (600639)(600639.SH), China Enterprise (600675)(600675.SH) as four boards, Everbright Jiabao (600622)(600622.SH) and Waigaoqiao (600648).

In the news, since 2024, relevant policies on financial support for the reasonable financing needs of the real estate market have been intensively introduced. On January 12, the Ministry of Housing and Urban-Rural Development and the General Administration of Financial Supervision jointly issued the Notice on Establishing a Coordination Mechanism for Urban Real Estate Financing; On January 24th, the Central Bank and the General Administration of Financial Supervision jointly issued the Notice on Doing a Good Job in the Management of Operating Property Loans.

Ensure the smooth operation of the real estate market

According to the General Administration of Financial Supervision, up to now, the balance of real estate development loans and personal housing loans in China is 12.3 trillion yuan and 38.3 trillion yuan respectively.

In 2023, Chinese banks issued 3 trillion yuan of development loans and 6.4 trillion yuan of housing mortgage loans respectively, which add up to nearly 10 trillion yuan.

In addition, last year, banks also provided real estate enterprises with M&A loans and stock extension loans, which added up to more than 1 trillion yuan.

As for Baojiaolou, by the end of 2023, most of the 350 billion yuan special loan for Baojiaolou has been put into the project, and commercial banks have also provided corresponding commercial supporting financing to ensure the smooth completion of the task of Baojiaolou.

Continue to provide financial support.

Next, the state will continue to provide financial support for the real estate market.

The General Administration of Financial Supervision said that in the future, the coordination mechanism of urban real estate financing will be accelerated and effective. Under the lead coordination of the government, push the list of real estate projects that can be given financing support to financial institutions in the region.

At the same time, guide financial institutions to further implement the management requirements of operating property loans. For real estate development enterprises with standardized operation and good development prospects, banks are allowed to issue operating property loans to them, which can be used to repay the stock loans of housing enterprises and the open market bonds they issue before the end of 2024.

In addition, we should continue to do a good job in personal housing loan financial services, support local governments to make policies according to the city, further optimize personal housing loan policies such as down payment ratio and loan interest rate, and urge banks to better serve the financing needs of people’s rigid and improved housing.

Guide banks and other financial institutions to continue to vigorously support the construction of "three major projects" such as "emergency and emergency" major infrastructure and urban village reconstruction, and form a physical workload as soon as possible.

Multi-share daily limit of real estate sector

Thanks to favorable policies, the real estate sector has also shown signs of stabilizing, and brokers are generally optimistic about the allocation opportunities of the real estate sector.

Open source securities said that the fundamentals, valuation level, allocation ratio and market expectation of the current real estate sector are at a low level, and the policy window period is worthy of attention. Follow-up can pay more attention to strong credit housing enterprises with excellent layout, high investment intensity and marketization mechanism.

Founder Securities believes that the valuation of the real estate sector is in a historically low range, the industry has a good policy environment for stabilization, and the resilience of the sector rebound is sufficient. In addition, the fundamentals of the whole sector have structural support, and the real estate sector is expected to continue to rebound under the catalysis of favorable policies. You can focus on the theme of Pudong reform, second-hand housing track, high dividends and so on.

From the perspective of disk performance, the performance of individual stocks superimposed with the concept of Shanghai Free Trade Zone is more eye-catching. Among them, Pudong Jinqiao, Chinese enterprises, etc. have gone out of the fourth board, and Everbright Jiabao, Waigaoqiao and other stocks have also won the third board.

As of noon on January 26th, the real estate service sector rose by 3.79%, and the real estate development sector rose by 3.32%.

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Shanghai property market： Xujiahui is the same position of ＂God＂？ But these advantages and disadvantages are learned!

2022年7月6日 | admin | gzxq

Question: Uncle Zeng, Xu Jiahui is the same position in my heart, but if you buy a house, you must be rational and cautious, and you cannot be led by feelings. So I want to ask, is it worth starting in the Xuhui Binjiang Plate?

Answer: Hello,

Can. From different perspectives, this sector is analyzed: in terms of business industries, planning to build financial cities, various large -scale business centers gather, and various office buildings are magnificent. It will also drive the housing price of the sector.

In terms of medical care, the three hospitals are Longhua Hospital, next to the inner ring line, walking can be reached. Within 3 kilometers, there are two comprehensive top three hospitals in TOP5 nationwide, namely Zhongshan Hospital 2 kilometers and Ruijin Hospital 3 kilometers away.

There are also Sixth People’s Hospital and the Ninth People’s Hospital of 3.5 kilometers. In terms of education, public education is a shortcoming of Xu Bin. Privately run Shanda Garden Primary School. The Fudan Affiliated School, which has consistently systems in the next nine years, will land.

Of course, the houses in the sector are also high -priced and high -quality top rich houses. If your funds are quite enough, it is recommended to pay attention to this sector.

Question: Hello, Uncle Zeng, I want to buy a house budget of about 800. I want to buy a Sanlin section to live in my own place.

However, in the past few months in this community, I have skyrocketed by 1 million. I have not been married. Is it worth getting on the car? I am afraid that the school district policy changes, or shake a new disk?

Answer: Hello,

The Sanlin section is good, it is very suitable for just getting on the car, and the living atmosphere is good, the school district is OK. Goldland Bay Basin is close to Sanlin Park, near the subway Sanlin East Station, which can be considered as a whole.

If you live yourself, don’t care about it for a while, and the radiation of the front beach is good, I think there is potential.

Question: Hello, Uncle Zeng! How do I choose a good house apartment?

Answer: Hello, there are the following principles for the specific selection of units:

1. To select the overall formal units to avoid choosing some irregular halls;

2. Avoid choosing some dark guard north halls;

3. Do not choose the apartment of the bedroom next to the elevator well;

4. It is not advisable to choose an unique and irregular units of the beams and columns of the hall;

5. Choose units with less practicality in the living room door. It is not advisable to choose a living room door with too many units;

6. Avoid choosing some units with too much north -directional bay window in the cold area of ??the north;

7. You can choose some units that can improve the area of ??use through later decoration transformation, such as: layer height, gallery platform, etc.;

8. It is not advisable to choose the north -line bedroom apartment;

The above points are simple inductive, specific units selection, and according to your own actual needs to determineEssence

Question: Uncle Zeng, I want to ask how to do interest -free loans? What are the conditions?

Answer: Hello, see the internal sharing for details.

Question: Uncle Zeng, hello, I work in Shanghai, I just need to buy a house to get married next year, the budget is relatively limited, but I still want to buy a house in the urban area. Where can I buy a house in Shanghai? Recently, it is relatively hot in Baoshan. How about here? Is there any recommended real estate to choose?

Answer: Hello,

Baoshan is the outskirts closer to the urban area outside Shanghai Minhang. The price is also very close to the people, and the property market in the region is also steadily rising. The cost performance is very high.

Moreover, the southern area of ??Baoshan is included in the main urban area of ??Shanghai in the 2035 plan. It is concentrated in resources, rich in supporting, and transportation and industries are developing very well. Now Baoshan is the price of the price of Shanghai. It is recommended to start.

Question: Hello, Uncle Zeng, how can I choose to buy a subway house in Shanghai?

Answer: Hello,

From a long -term perspective, the vision of buyers will become more and more. It is the first choice for buyers to reach the subway station for 15 minutes.

For stocks, the most cost -effective real estate in Shanghai, see internal information sharing for details.

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