Song Zhengyu, deputy chief engineer of the Long March 7 control system, deputy chief engineer of the manned space flight "Shenjian" control system, exudes elegance and confidence all over. Just like his name, his dream is to make continuous progress academically and innovate technically, and one day set foot on the vast starry sky and conquer the whole world.

The system scheme is strictly controlled

Song Zhengyu is very strict with others and himself. From the system scheme to the component selection, he strictly checked, fully demonstrated and carefully selected, and never let go of any doubt. It is his strictness and rigor that makes the manned spaceflight project the only rocket without defeat. Song Zhengyu brought this strict style to the development team of the Long March 7 control system. The Long March 7 rocket is a new generation of high-reliability and high-safety rocket developed to meet the needs of launching cargo ships in China’s manned space station project and upgrading manned launch vehicles in the future. Therefore, it has been fully designed in terms of scheme design and component selection.

At the mobilization meeting of the first flight test of the Long March 7, Song Zhengyu issued three codes of conduct to his "soldiers": check the state before the test, observe the phenomenon during the test, and interpret the data after the test. He believes that as long as we can do these three things before, during and after the test, we can put an end to low-level operational problems and finally complete the first flight with zero problems. The seemingly simple truth actually requires the careful operation of everyone, every post, every test and the strict requirements of each test team.

Focus on details and grand exhibition

Treating work, Song Zhengyu is a very meticulous person. After eight years of cold and heat, the control system of Long March 7 has been updated several times. Every time the scheme is improved, the control system team is under the leadership of Song Zhengyu.

At the beginning of the comprehensive test of the control system, Song Zhengyu paid attention to the details, paid attention to the transient parameters when the system supplied power to a single machine, and asked the system to monitor the voltage and current at the moment when each single machine was powered on. Because there are many single machines in the control system, the instantaneous pre-charge current of the system is too large when it is powered on at the same time. Under the guidance of Song Zhengyu, after repeated experiments, the control system finally solves this problem and controls the pre-charge current at the moment of power-on. Song Zhengyu’s attitude of focusing on small things and paying attention to details makes the control system of Long March 7 develop in a more reliable, systematic and complete direction.

Technical research and innovation road

Regarding technology, Song Zhengyu is a person who is always innovating. He is very concerned about the development of space technology at home and abroad, and often discusses with you the recent international news. Recently, SpaceX recovered rockets, and Song Zhengyu began to pay attention to it from the first experiment. He appreciated SpaceX’s exploration spirit of not being afraid of failure, and thought that China Aerospace should do the same. Only by constantly applying and testing new technologies can we promote the development of various disciplines in China’s space engineering.

The control system of the Long March 7 rocket is such a system using more than ten new technologies. In many people’s minds, innovation and high reliability are always contradictory, but Song Zhengyu found a balance between them. More than a dozen new technologies were applied in the development of Long March 7, which is the only rocket with control equipment on the booster in China, reducing the signal transmission between the core stage and the booster and reducing the risk of out-of-control booster caused by the fracture of the strut between the core stage and the booster in flight.

At Song Zhengyu’s insistence, the ground test and launch control system cancelled the DC power supply for initiating explosive device, and used the simulated lithium-ion battery to power the rocket during ground test, which was closer to the real state during flight and made the control system more fully tested and verified on the ground. The Long March 7 rocket is also the only rocket that uses the operating system in the arrow computer. The operating system in the arrow machine makes the "brain" of the control system more "smart" and has stronger overall control. Song Zhengyu believes that machines are more reliable than people. At his insistence, Long March 7 added the interpretation of flight control software to the automatic interpretation software on the ground to realize the interpretation while testing. After the test is completed, the interpretation report can be automatically generated, which greatly reduces the workload of testers after the test and reduces the misjudgment caused by human error.

The ambition of a swan takes on a new look

Treating life, Song Zhengyu is a true person. His personality has the common stubbornness and persistence of intellectuals, with a hint of unique pride. He is usually very serious, and his unfamiliar colleagues are somewhat awed when they associate with him. But after contact for a long time, you will find that he is actually an ordinary person who loves life and pursues ideals, and lives in daily necessities.

Song Zhengyu has his own understanding of aerospace engineering, and has been tirelessly pursuing newer theories and thinking about the application of these theories in practical design. He never relaxes his studies at ordinary times. He often reads domestic and foreign periodicals, like a sponge, constantly absorbing foreign knowledge and enriching himself. After reading too many books, it is natural to express one’s desire. Song Zhengyu quietly opened his own column on a WeChat WeChat official account. No one told him. He regularly updated some articles in the column, sometimes introducing the development of space technology at home and abroad, and sometimes talking about the application of the latest theory and technology. His "soldiers" soon discovered this little "secret", so everyone silently paid attention to this WeChat official account, became a small fan of him, and offered their support.

Song Zhengyu is busy at work, but also has a happy family. The wife is beautiful and capable, and the daughter is smart and lovely. He has his own way of educating his children, so the little girl is a talented girl at an early age, and everything in sports and learning is top-notch. The photos of the sun in the circle of friends show the temperament of a small space successor.

Song Zhengyu’s self-analysis has been impressive so far. He said that each of us has little power and may not be enough to change anything, but if each of us makes a little change, the world may change because of a little change of so many people. Therefore, we still have to work and live hopefully, or we still have to firmly believe that the world will become better through our continuous efforts.

He is such a person, an intellectual with ideals, ambitions, intelligence, quick response and a slightly eccentric personality. He took it as his duty to develop China’s space flight, and his desire to explore the unknown starry sky and knowledge made him constantly learn and improve himself, because he believed that the journey of life had just begun, and the destination, like his name, was the vast starry sky overlooking at night.

The manned spaceflight project, Long March 7, is just a small beginning, and his journey is a sea of stars.

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"Only when everyone strives for a beautiful dream can we gather the majestic power to realize the Chinese dream." If there are pioneers emerging in the industry around you, please recommend them to CCTV.

　　Submission email: 1714523629@qq.com

In the traditional concept, credit cards are often used by cashing, and after paying a certain handling fee, the credit line that is limited to consumption is illegally discounted through POS machines. In recent years, public security organs, banks and other parties throughout the country have launched a "card-breaking" campaign to severely crack down on illegal activities such as selling telephone cards and bank cards. In this context, many banks have increased the transaction restrictions on debit card accounts. Criminals began to turn money laundering carriers to credit card accounts with relatively loose control. Credit card crimes are increasingly characterized by gangs and cross-regions, and various crimes such as fraud and gambling frequently transfer stolen money. Based on practical work and internal and external cases, this paper discusses the money laundering of credit card business from the recent common means of money laundering.

I. Similarities and differences in debit and credit card business

In a narrow sense, a credit card refers to a credit card, which is an electronic payment card issued by a bank and gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. The customer base of credit card is generally a group with certain consumption and repayment ability, but in recent years, the customer base of credit card has been sinking, and the overall customer base has been converging to debit card except that the credit limit of different customers may be different. Credit cards are mainly used for consumption and cash withdrawal, and also have the deposit and transfer functions of debit cards. Generally speaking, credit cards have most functions of debit cards.

On November 13, 2015, the China Banking Regulatory Commission issued the Notice on the Work Matters Related to the Banking Industry’s Combating and Governing New Crimes in Telecommunication Networks. Since January 1, 2016, the same customer may not open more than four debit cards in the same institution in principle (excluding social security cards). From 2015 to 2016, the People’s Bank of China successively issued the Notice on Improving Personal Bank Account Services and Strengthening Account Management, the Notice on Strengthening Payment and Settlement Management and Preventing New Crimes in Telecommunication Networks, and the Notice on Implementing the Classified Management System of Personal Bank Accounts, established the classified management of debit card accounts, and strengthened the handling and use restrictions on Class I, II and III debit card accounts. Credit card account management is independent of debit card, and its management is not covered in the above regulatory documents. The most important thing about credit card management is always the regulation in the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, which has been used since 2011, mainly for the relevant requirements that entity credit cards must be pro-nuclear and pro-visit.

Second, the common means of money laundering by credit cards

(A) the use of overpayments to launder money

Overpayment, also known as overflow deposit, refers to the extra money paid by credit card customers when they deposit or the money deposited in credit card accounts. Money deposited in the credit card center will not increase any interest. Then why do customers put money into their credit cards? One is to transfer to wrong account. I wanted to transfer money to a debit card, but I mistakenly transferred it to a credit card. If the amount of the transfer is large, customers will generally withdraw cash from the credit card or transfer money from the credit card to the debit card, and usually use free channels; One is to prevent yourself from missing your credit card, and customers usually save money on the billing date or around the deposit date; Another is to use overpayment to commit money laundering crimes.

There is no limit to cash withdrawal and transfer at the counter of overpayment, and other channels generally have only daily limit. Overpayment can simultaneously increase the consumption limit of the account. In addition, with the increasingly fierce market competition and the constant guidance and encouragement from the regulatory authorities to the banking industry to "reduce fees and make profits", most credit card overpayment cash withdrawal and transfer policies are implemented, and domestic banks in the same city are exempt from handling fees, and self-service banks in the same city are charged symbolically, and the proportion of charging items in other channels is also controlled within one thousandth and the highest fees are set.

By using overpayment and paying lower costs, the excessive (large) funds can be dispersed and quickly realized, which also makes it one of the most common means of credit card money laundering in the near future. Criminals set up a multi-layer fund cleaning account system by nesting credit card accounts, taking advantage of the information asymmetry between banks, banking institutions and payment institutions, and quickly transferring funds through channels such as fast payment. Furthermore, criminals trick victims into depositing or directly transferring the defrauded money and gambling money into credit card accounts held by money laundering gangs, and then cut off the transaction link or obscure the transaction source by withdrawing cash, transferring money, forging POS or online shop transactions.

Figure 1. Main patterns of money laundering by overpayment

Using overpayment to launder money, transactions often show the characteristics of decentralized transfer to centralized transfer; The funds are fast-forward and fast-out, and the funds are transferred out by transfer or consumption on the same day after being transferred in multiple amounts, and the transitional nature of the account is obvious; The trading time is abnormal, and there may be a lot of early morning trading. The frequency of deposit is high, and the number of deposits per month is ten or one hundred; There are many opponents in the deposit, and many banks across the country are involved in inter-bank transfer; Most of the single deposit amount is an integer multiple or has a special mantissa, which does not rule out the suspicion of splitting; There are high-frequency large-scale cash withdrawals from different places or overseas, and you don’t mind the handling fee. The monthly consumption of customers is high, usually more than one million, which is inconsistent with their identity; The monthly consumption is as high as 10 times or 100 times of the original credit line; Counterparties are mainly special merchants or third-party payment institutions, which are relatively concentrated; At the end of the adjustment, customers usually say that they have transferred their credit cards by mistake or are familiar with the use rules of credit card overpayment transfer and cash withdrawal.

(2) using supplementary cards to launder money

The supplementary card is relative to the main card. Each cardholder who opens a credit card can apply for a supplementary card for other natural persons with full capacity for civil conduct, or natural persons with limited capacity for civil conduct who are over 11 years of age (different banks have different regulations). The supplementary card can share the line with the main card, and the cardholder of the main card and the cardholder of the supplementary card bear joint and several liabilities for the debts. Supplementary card holders must be immediate family members of the main credit card applicant, including parents, spouses, children, etc.

In most banks, the affiliated cardholders do not belong to customers, but as potential customers, the application for the affiliated cardholders only needs to be initiated by the main cardholder and the ID card of the affiliated cardholders can be provided. Although the bank requires that the affiliated cardholders can only apply for relatives, it is difficult to verify the relationship materials, which often becomes an option for customers to fill in actively. In addition, compared with the rigid retention of the 9 elements of the identity information of the main card, there are too many comprehensive requirements for the retention elements of the identity information of the auxiliary card holder.

Supplementary cards can be applied for and used by customers who do not meet the requirements for handling the main card. Because of the low level of face-to-face signing, there is still the risk of providing services for impersonation and anonymous objects. Criminals can collect other people’s supplementary cards in batches, bind the supplementary cards through off-counter channels to open multiple Class II debit card accounts, and then use Class II accounts to deposit money from unbound accounts to collect upstream gambling or fraudulent funds, and then transfer money to other debit card accounts quickly. In addition, in cross-border money laundering, by taking advantage of the characteristics that supplementary cards share the credit limit of the main card, we can support large-scale overseas consumption by continuously overpaying funds to the main card, thus breaking through the exchange restrictions and forming a special "underground money house" money laundering model.

Figure 2. Main patterns of money laundering by supplementary cards

Using supplementary cards to launder money, the main cardholder often applies for multiple supplementary cards for multiple people repeatedly; A large number of main cards applying for supplementary cards have cross-correlation relations; The authenticity of the documents provided when applying for supplementary cards is in doubt, and the act of repeatedly applying for supplementary cards by using forged documents and filling in false relationships; The relationship between the main cardholder and the supplementary cardholder is abnormal, just as a main cardholder applies for supplementary cards for more than 5 people, but the relationship is filled in by spouses, parents or children; The age of the supplementary cardholder does not match the relationship between the main supplementary cardholder; Multiple supplementary cards have been applied for the same mobile phone number; Principal cardholders apply for supplementary cards with each other; Frequent users of the same supplementary card; Transactions in supplementary cards are not frequent, many cards have no transaction records or transactions are scattered to all cards under their names.

Similar to the supplementary card, there is also a mobile phone credit card (virtual card), which is a credit card that banks apply for and activate by video in the network of first-tier cities, and its application scope is the same as that of credit cards. You can apply separately, or you can apply together with the physical card, which can meet the customer’s immediate use of the card. Virtual card and physical card are the same card product sharing quota, which can be used separately and do not affect each other. Traditional credit cards need to be able to apply online, but they need to be signed offline, while virtual credit cards can apply online and sign online at the same time. Simplify the card issuing process and optimize the customer experience, at the same time, simplify the process of full adjustment and weaken the requirements of full adjustment, which not only increases the pressure on customer identification, but also makes it easier to become a springboard to hide the source and destination of funds.

Third, credit card money laundering risk control recommendations

(1) Improve the monitoring rules for credit card transactions. Judge the unique suspicious characteristics of credit cards such as overpayment and supplementary cards, and establish a multi-dimensional monitoring model based on transaction time, amount, location and frequency. Such as limiting the number of expenses, the number of cards, application channels, etc. Pay attention to the overpayment of customers’ monthly bills, at the same time, increase the monitoring of overpayment amount after a single transaction, improve the dynamic characterization ability of overpayment amount, and improve the accuracy of monitoring and analysis of customers’ transaction behavior; Accurately and comprehensively incorporating supplementary card transactions into transaction monitoring can not only match the model of supplementary card transactions alone, but also comprehensively analyze the transactions of principal cardholders, paying attention to the characteristics of gangs.

(2) Strengthen due diligence requirements. Implement the identity verification mechanism of cardholders and users, such as face recognition, online verification, list screening, mobile phone real-name registration system verification, image comparison and other cross-verification, and appropriately request supplementary certification materials and elements collection scope for high-risk customers. Timely discover customers’ large overpayment behavior, verify the reasons for the overpayment with customers, pay attention to the source of funds, comprehensively analyze customers, transactions and behaviors with obvious anomalies, and conduct money laundering risk investigation in time. For those who cannot rule out the suspicion of money laundering, report the suspicion in time and implement the control of different accounts of the same customer.

(3) Implementing effective credit card control measures. Strengthen the management of overpayment, repayment by others and abnormal card use behavior, take management measures such as warning, restricting repayment transactions, lowering credit line and stopping payment for cardholders suspected of abnormal behavior, and dynamically adjust the control measures. In order to meet the reasonable deposit demand of cardholders, the cumulative limit of billing cycle and the limit of the number of transactions per day will be increased for deposits or overpayments from non-bank debit cards or non-bank channels to our credit cards. Adjust the transaction limit of the cardholder’s credit card overpayment under the condition of meeting the cardholder’s reasonable consumption demand.

(4) Do a good job in data governance and system construction. Continue to carry out data governance to ensure that customer information of credit cards and related business systems can be shared and updated in real time. Fully consider the needs of anti-money laundering work, break down system barriers, bring all transactions of credit card business into the monitoring scope of anti-money laundering system, collect customer information and transaction elements completely, accurately and comprehensively, continuously strengthen the comprehensive analysis ability of debit and credit cards, and improve the efficiency of abnormal transaction screening personnel. Use blockchain technology to clear the context of funds and prevent possible risk loopholes.

(5) Strengthen publicity and education for customers. Remind customers to keep personal information properly. Credit cards are only for their daily consumption, and they are not allowed to rent, lend or sell personal credit cards or give them to others in other ways. Do not use the credit card to accept funds from unknown sources in other people’s names, or transfer funds from unknown sources in my credit card through false applications and transactions, and do not use it for illegal transactions such as telecommunication network fraud, online gambling, underground money houses, etc.

　　BEIJING, April 14 (Xinhua) According to Korean Central News Agency, on the 13th, North Korea conducted the first test of a new intercontinental ballistic missile "Mars Gun -18". Kim Jong-un, General Secretary of the Workers’ Party of Korea and State Councilor, gave guidance at the scene.

　　Image source: Korean Central News Agency

　　According to reports, the purpose of the test firing is to confirm the performance of the high-power solid multi-stage engine, the stage separation technology and the reliability of various functional control systems, and to evaluate the military utility of the new strategic weapon system.

　　According to the report, the first stage was set as the standard ballistic flight mode, and the second and third stages were set as the high angle mode, and the maximum speed of the missile was limited by the delayed separation start mode to verify the technical characteristics of each system of the weapon system.

　　Image source: Korean Central News Agency

　　Kim Jong-un observed the preparation process before the launch at the test site and learned about the new weapon system.

　　After the test preparation was completed, Kim Jong-un approved the test of a new type of strategic weapon, and General Zhang Changhe issued a launch order to the Second Red Flag Company of the Missile General Administration, which was responsible for the test.

　　According to reports, the separated first and second stages landed safely at sea 10 kilometers before Hudao Peninsula in Jinye County, South Hamgyong Province and 335 kilometers east of Yulang County, North Hamgyong Province. Through the test firing, all parameters of the new strategic weapon system correctly meet the design requirements.

　　According to the long-term plan of national nuclear force construction, the strategic armed forces of the Republic will equip and use the "Mars Gun -18" new intercontinental ballistic missile weapon system. As the strongest core main means to defend the Democratic People’s Republic of Korea, contain aggression and safeguard national security, it will undertake its own major mission and task.

　　Image source: Korean Central News Agency

　　Kim Jong-un expressed satisfaction with the test firing, and said that the test firing once again clearly confirmed the potential and reality of North Korea’s national defense technical force, and strongly demonstrated its firm determination and practical ability to achieve the goal of strengthening the armed forces.

　　Kim Jong-un said that in view of the deteriorating security environment on the Korean Peninsula and future military threats, it is the consistent position of North Korea to continue to accelerate the development of more advanced and powerful weapon systems. He pointed out that the development of the "Mars Gun -18" new intercontinental ballistic missile will greatly reorganize the components of North Korea’s strategic containment, rapidly enhance the effectiveness of the nuclear counterattack situation, and change the practicality of offensive military strategy.

　　Image source: Korean Central News Agency

　　Kim Jong-un said that it is the absolute mission and duty of the DPRK’s national defense scientific forces to support the DPRK’s policy of "making nuclear weapons with nuclear weapons" and "answering confrontation with confrontation" with practical achievements in strengthening and developing self-defense capabilities, and put forward a major strategic task to further vigorously promote the process of strengthening the DPRK’s nuclear strategic armed forces.

　　Kim Jong-un emphasized that "hostile forces endanger the environment of the Korean Peninsula with stubborn aggressive policies and threatening military moves, and hinder the peaceful life of the Korean people and the struggle for socialist construction. Our party and the government of the Republic will let the enemy experience a more clear security crisis and always take deadly offensive countermeasures until they give up their futile thinking and moves."

　　CCTV News:Since the United States conducted the first human nuclear test, the Soviet Union at that time began to plan a secret monitoring department to monitor the nuclear tests of other countries. For this reason, the Soviet Union established a huge intelligence network around the world. Now this mysterious institution has been made public by the Russian Ministry of Defense for the first time in 60 years.

　　In 1945, the United States conducted a nuclear test and announced the birth of a new type of powerful weapon to the world. At that time, when the Soviet Union met this kind of weapon, it would play a decisive role in future wars, so it was necessary to keep abreast of the relevant actions of various countries. After 13 years of planning, the special monitoring bureau of the Soviet Ministry of National Defense was established on May 13th, 1958.

　　The bureau’s main task is to monitor nuclear tests in other countries’ nuclear test sites. For nuclear explosions registered with the Special Monitoring Bureau, the following detection methods will be used:

　　First, radio technology and methods — — Based on the electromagnetic pulse records generated during the atmospheric nuclear explosion;

　　Second, the seismic recording method — — Recording seismic waves generated by nuclear explosions and distributed around the world;

　　Third, infrasound inspection method — — Records of atmospheric pressure fluctuation based on the results of shock wave action;

　　Fourth, magnetic detection method — — Record the difference of earth’s magnetic field caused by nuclear explosion;

　　V. Radionuclide method — — Based on the records of radioactive materials formed by nuclear explosions and transmitted through air medium over a long distance.

　　In addition to monitoring nuclear explosions, the Special Monitoring Bureau continuously detects the earthquake and radiation environment on the earth, and cooperates with the Federal Emergency Department, the Hydrometeorological Bureau and the Geophysical Department of the National Academy of Sciences.

　　At present, the special control office has a huge network composed of many observation points, which are composed of special monitoring laboratories and independent earthquake recording points located inside and outside the Russian Federation. The information obtained from all network branches will be transmitted to the processing center in Moscow through communication channels. In addition to the information from its own laboratory, the processing center will also use the information from seismic recording stations, infrasound stations and radionuclide stations of the international monitoring system network. Russian media said that this huge information network covers the whole Russian territory, even the whole world.

　　The final processing and analysis of all the collected information is completed by the duty personnel of the special monitoring bureau, and the relevant reports are submitted to the leaders of the state and the Russian Federation armed forces in time.

　　Yamaha Skyhawk has attracted much attention since it was launched in September last year. According to different consumer groups, Skyhawk is divided into two configurations: Overriding Edition and Aggressive Edition. This time, Moxin. com evaluated Skyhawk Overriding Edition.

　　One.Appearance part

　　As a latecomer of street sports car, the Overriding Edition has a distinctive appearance, which is both aesthetic and practical, and fits the manufacturing concept of Yamaha locomotive very well.

　　Extraordinary fuel tank modeling

　　The beautiful and unique fuel tank shape did not disappoint everyone, and its super-large fuel tank side plate with a sense of existence completely stood out from the same class. The highlight is that the designer hides the fuel tank changeover switch in the side panel, which makes this beautiful integrated design more neat.

　　Halogen shaped headlight

　　The headlight of the override version has high resolution and strong texture, which is a pleasant enjoyment whether it is pure visual inspection or finger touch. Because it was a sunny day during the test, the headlights were rarely used, but Xiaobian still opened it in broad daylight, and its luminous effect was very penetrating.

　　Sharp tail shape

　　The sharp and cool taillights combined with the super-running fender, the new shape of the side plate and the tail create a different dazzling back. When the knight rides the Superversion and leaves, pedestrians who have been dumped a few blocks will inevitably keep the sharp tail of the Superversion in their minds.

　　Stereoscopic pointer instrument panel

　　Its humanized new reading interface design greatly improves the readability of the dashboard, and the design that echoes the headlight curve adds a sense of integrity and substitution.

　　Stereoscopic front fender

　　The three-dimensional design of the front fender has the dust protection function of the front fork at the same time. In addition, one of the differences between the Skyhawk Overriding Edition and the Aggressive Edition is that the Overriding Edition is equipped with a windshield with a strong sense of sharpness, and the lower diversion and rear pedals of the two cars are also different. The harmonious collocation of dynamic elements makes the mystery and locomotive flavor of the override version more prominent.

　　tag

　　Distinctive street sports car style, angular vehicle appearance, mysterious and domineering. Skyhawk is superior to the version, and it is indeed domineering and "superior" to the world. When we first met, we have already grasped Xiaobian’s appetite. I think, whether you are an old motorcycle rider who is used to riding a medium or large displacement or a newcomer who just learned to ride a motorcycle, you will get different sensory enjoyment.

　　II. Power component

　　Skyhawk Overriding Edition inherits the consistent and reliable power performance of Yamaha streetcar, and the classic YBR125 engine glows with brilliance. After long-term postgraduate study in China market, YBR engine has become a representative of high-quality power. In order to obtain more accurate evaluation data, the editors tested the climbing performance, speed change, starting performance and performance status of the override version in various road conditions (asphalt road, cement steep slope and wading road lights).

　　tag

　　YBR power technology is stable, reliable and lasting, which is the most basic requirement of knights. YBR not only meets the basic demands, but also includes the quality of motorcycle with the temperament of street sports car, which is bound to become the best model for motorcycle enthusiasts to get started.

　　III. Control part

　　In order to have a more accurate understanding of the override version, we adopted several basic processes to test the performance of the whole vehicle, such as going straight, turning, shifting and shifting.

　　tag

　　The override version has a strong sense of control, which is remarkable. It is only slightly inadequate in appearance and grip, but it does not affect the sense of control and speed of the whole vehicle. For newcomers who have just debuted, the quality of the override version can stand the test and toss, and there is no fault in the whole day’s evaluation.

　　IV. Security component

　　Consumers who travel long distances or use motorcycles frequently are more concerned about the safety performance of motorcycles, and the efforts of Overriding Edition in safety performance are fruitful. Xiaobian has tested the normal braking performance and emergency braking of the override version. Of course, I don’t forget to check whether the functions of speakers and indicator lights are normal. After repeated tests, the override version can give people a sense of security in braking. In the case of emergency braking, it can stop stably without interference, and there is no abnormal sound and vibration when braking. If the front and rear disc brakes are combined with emergency braking, the effect is over 70%.

　 　 In addition, Xiao Bian evaluated the driving position, foot position, front and rear shock absorption, car body vibration and noise of the override version. The results show that Skyhawk has played a great role in riding comfort, fully reducing the interference of various unfavorable factors, making the whole vehicle riding itself a pleasure.

　　tag

　　On the basis of the core appeal of comfort and driving pleasure, the Overriding Edition impressed the heart of the evaluation editor with its amazing level and flamboyant manner. If in 2015, entry-level motorcycle riders want to travel far, the first choice must be Skyhawk Overriding Edition.

　　Test summary

　　Skyhawk is actually a low-key street sports car. Although it is not eye-popping, its greatest advantage is its all-round stability, safety and reliability. Just like the "Jing Shi Man", the Overriding Edition is the "Jing Shi Man" in the automobile industry. It is economical and cost-effective. Although it won’t bring you "drug-like" stimulation, it can make you feel safe and peaceful in your gestures.

　　Skyhawk has low fault, good quality and low maintenance, which is very suitable for young people who have just started, because the override version can meet their basic imagination of locomotives, and at the same time it can withstand the wear and tear caused by some "illegal" manipulation. The excellent quality of Skyhawk makes us believe that there is still a lot of room for improvement for medium and low displacement motorcycles as long as they are careful. In the era when large displacement is king, motorcycle enterprises should take Yamaha’s attitude, stand in the most basic position of consumers, and make small and medium displacement more grounded and locomotive-like with pious posture.

　　Main technical parameters of Skyhawk 125

　　Engine form single cylinder air cooling SOHC four-stroke

　　Displacement 124mL

　　The compression ratio is 10.0:1

　　The maximum power is 7.4kW(7800r/min).

　　The maximum torque is 9.5 nm (6000 r/min).

　　The fuel tank capacity is 13L

　　Seat height 780mm

　　Minimum ground clearance is 160 mm.

　　The curb weight is 120kg.

　　Tire F:2.75-18 R:90/90-18

　　Reminder: The "Shenzhen Consumer Electronics and Household Appliances Purchase Subsidy Activity" has ended. At present, it is the Shenzhen Household Appliances Trade-in Subsidy Activity (the activity time is from September 6, 2024 to December 31, 2024).

　　Subsidies for Household Appliances Trade-in in Shenzhen

　　one、Subsidy standards and forms

　　1、Eight categories of household appliances(Refrigerator, washing machine, TV, air conditioner, computer, water heater, household cooker, range hood):　Issued in the form of electronic subsidy qualification package.Each type of qualification packageinsideIncluding first-class energy efficiency (water efficiency) and second-class energy efficiency (water efficiency) subsidy qualification.1 each..

　　2、Mobile phones, tablets, smart wear 3 categories.:　Issued in the form of electronic subsidy qualification,There is only one subsidy qualification for each category..

　　During the activity, consumers can receive the above subsidies by category, butOnly one subsidy qualification can be written off for each category., each type of product can only subsidize 1 piece. After the subsidy qualification expires, it can be re-applied, and the support can be renewed for up to 2 times. If it exceeds the time limit, it will not be reissued.

　　Note:

　　(1) If you buy eight categories of products with first-class energy efficiency or water efficiency of household appliances, you can enjoy a 20% discount on the payment price, and the single discount amount is capped at 2,000 yuan; If you buy products with secondary energy efficiency or water efficiency, you can enjoy a reduction of 15% of the payment price, and the single discount amount is capped at 2000 yuan.

　　(2) You can enjoy a discount of 15% of the payment price when purchasing tablet computers and smart wearable products, and the single discount amount is capped at 2,000 yuan.

　　(3) The purchase of mobile phone products can enjoy a 10% discount on the payment price, and the single discount amount is capped at 1000 yuan.

　　two、Subsidy conditions

　　(1) Time of activities

　　Subsidy eligibility time: From September 6, 2024 to December 31, 2024, from 10:00:00 to 23:00:00 every day, subject to the total budget, the number of daily subsidies for the activities is limited, and the subsidy funds are available on a first-come-first-served basis. The specific end time of the activities is subject to the announcement of the urban commercial authorities.

　　Effective time of subsidy qualification:The subsidy qualification is valid within 8 natural days (including the day when the subsidy qualification is obtained) from the date of acquisition, and can be used from 10: 00: 00 to 23: 00: 00 within the effective date of the subsidy qualification. If it is less than 8 days from the end of the activity, the end time of the activity shall prevail. The daily write-off time is subject to the business hours of the merchant. The specific validity period can be viewed in My-Coupon. If it expires, it will not be reissued.

　　(2) Requirements for subsidy targets

　　1. The subsidy target is individual consumers.

　　2. Within the validity period of the activity, the subsidy object purchases the activity products in the offline stores of qualified sales enterprises, and obtains the sales invoices.

　　3. Receive the subsidy qualification after telegraphing personal information through China UnionPay "China Unionpay Quick Pass" APP and confirming by the store clerk, and show the "China Unionpay Quick Pass" APP payment code to complete the payment on the special terminal of the offline store of the qualified sales enterprise.

　　three、activity cycle

　　September 6, 2024 to December 31, 2024

　　four、Activity application process

　　The general process: obtain the QR code after reporting information at the event store-show the QR code to the clerk for verification-successfully obtain the electronic subsidy qualification/qualification package after verification-the subsidy qualification is valid within 8 natural days from the date of acquisition (including the day when the subsidy qualification is obtained).

　　01. Receiving link:

　　During the activities from September 6, 2024 to December 31, 2024, consumers will go to the offline stores of the sales enterprises participating in this subsidy activity, log in to China Unionpay Quick Pass APP to enter the activity page, declare their personal information, complete the real-name authentication, pass the qualification verification, show the declaration QR code, and receive the activity subsidy qualification on a first-come-first-served basis after the staff of the sales enterprises (stores) participating in the activities verify that they meet the conditions for participating in the activities.

　　02, use link:

　　Users who have obtained the activity subsidy qualification can purchase the designated goods at the designated merchant stores within the validity period of the subsidy qualification, and enjoy the credit by presenting the "China Unionpay Quick Pass APP" payment code for consumption under the special terminal.

　　The activity store can be viewed on the activity page at the top of China Unionpay Quick Pass APP-homepage.

　　Please ensure that China Unionpay Quick Pass APP is updated to the latest version, mobile phone positioning is turned on, and China Unionpay Quick Pass APP is allowed to obtain positioning information. This activity is limited to users with GPS positioning in Shenzhen.

1905 movie network news Directed by Bao Beier, the comedy action film starring Clara, Xu Juncong, Yijun Zeng and Menglu Zhang, starring Guo Jingfei, Yasuaki Kurata, Ryu Kohata, Qi Yuwu and Wen Juan, especially starring Song Jia and Yoko Lamu is being shown in the country. Today, the filmmaker released the "Director’s Special", which includes many wonderful behind-the-scenes stories, and shows for the first time Bao Beier’s mental journey in filming this film, from his creative ideas in comedy creation to the details in the filming process, which makes the audience feel pleasantly surprised by both the feature film and the ending egg.

Check the National Day files in every detail, score the first comedy.

As a new director of Taurus, Bao Beier strictly controls every detail, and tries his best to perform every scene, even the details of every set or the position of every actor, and he personally takes the stage to coordinate. It is reported that in order to achieve satisfactory shooting results and present the most hilarious comedy for the audience, the most common sentence that Bao Dao said on the set is to do it again. Bao Beier’s self-report in the director’s special feature: "This is my first film work. Of course, I hope to prepare as much as possible, invest more and do it better." It also expresses the director’s attitude and determination in filming.

Although "Fat Man Action Team" is Bao Beier’s first film work, in the process of shooting, Bao Beier showed his basic qualities as a director. The film starring article said: "Everything is arranged by the director, presenting the comic characters in his ideology. "And actor Xu Juncong also said:" Director Bao Beier has very detailed steps in his mind. " The unconditional trust of the crew finally won this hilarious comedy. It is reported that since its release, the word-of-mouth and rating of "Fat Action Team" have maintained an obvious leading edge in the same type of films on all platforms. Taobao Film scored 8.9, ranking first in the film rating of the same period; Cat’s Eye scored 8.6, which made it the first comedy movie in the same period and the first in attendance. And many eggs at the end of the film have also become the biggest surprise that Bao Beier dedicated to the audience.

Bao Beier admits that the original intention of filming is to take care of everyone on the set.

"Fat Man Action Team" tells the story that two fat men formed a special action team by mistake, intervened in a drug trafficking case, and staged a ridiculous agent trip. Behind the comedy action movie, it tells the inspirational story of little people realizing their dreams. After the film was released, many netizens said that among the many films on the National Day, the Fat Man Action Team was the most surprising, not only with a lot of burdens and constant jokes, but also with a new understanding of Bao Beier. Bao Beier also said frankly: "I like comedies and hope to bring joy to others through comedies. Even if only one person likes your movie, it is also a motivation that you are worth doing for him. "

The main characters of the movie "Fat Man Action Team" are two fat men who weigh as much as 300 Jin. The article and Bao Beier each need to shoot with a weight of 200 Jin. For Bao Beier, who directed and acted, it is a double challenge to physical strength and endurance. As can be seen in the director’s special feature exposed today, Bao Beier not only has to perform by himself but also give guidance to other actors. After shooting, he has to go to the monitor to check the shooting effect. When shooting high-risk scenes, I will personally go into battle in advance and try out for other actors in advance, which not only ensures the shooting effect, but also ensures the safety of the actors in the same group. Guo Jingfei and Clara also said that the tour guide will take care of everyone at the scene, respect every staff member, and the thoughtful attitude is commendable.

The movie "Fat Man Action Team" is currently being shown nationwide.

A few days ago, the topic of "There is a bank with a daily trading limit of 5,000 yuan" was posted on Weibo Hot Search, which triggered a heated discussion among netizens.

China securities journal CSI Taurus investigated a number of banks in Beijing, including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank, China Merchants Bank and Shanghai Pudong Development Bank. Relevant bank staff said that the daily trading limit of bank cards is set by customers according to their personal situation and trading channels when they apply for cards.

Off-counter transactions of banks

There is no fixed limit.

A few days ago, "There is a daily trading limit of 5,000 yuan for banks on the Internet" boarded a hot search in Weibo. According to media reports, some banks in Beijing have set a trading limit for Class I accounts, and the trading limit for all channels outside the counter is 5,000 yuan per day.

It is reported that non-counter channels refer to businesses that are not handled at the bank counter, including online banking, mobile banking, online fast payment and third-party payment.

"I just issued a year-end bonus of 20,000 yuan, and I want to transfer the money to a wealth management product on a platform, but it frequently shows’ transaction is limited’, and I can’t transfer it, just 20,000. Very strange! " Xia Xin, an office worker in Beijing, told reporters.

She is not alone in such doubts. In this hot search comment area, netizens have said: "My first-class card of Agricultural Bank of China is like this. I can’t transfer more than 5,000 yuan with the flash payment APP, but I can only transfer money with the ABC APP limit." "My bank card limit is 2,000 yuan, and I have to go back and forth five times to transfer 10,000 yuan."

In this regard, the reporter learned from the staff of many banks in Beijing that there is no fixed limit on the non-counter transactions of various banks, which varies according to the personal bank card usage, asset status and trading channels of customers.

The relevant staff of a bank told the reporter that when handling a first-class account in the bank, it is necessary to use the customer ID number to check how many cards and passbooks there are under the name. If there is no settlement account under the name, you can handle a first-class account, otherwise you can only handle a second-class account (the daily transaction amount of a second-class account cannot exceed 10,000 yuan).

A staff member of a branch of ICBC in Beijing told reporters that the daily trading quota of ICBC’s non-counter channels is 10,000 yuan. If the account is not used for a long time, the system may think it is risky, thus reducing its transaction limit. "This is also to protect the security of customer accounts." He also said that if the customer inquires that he is a untrustworthy person through the ID card when handling the card, the system will automatically display that the card cannot be handled.

"The payment limits of different payment channels may be different. The daily transaction limit set at the time of card processing is only the limit set by the bank’s mobile banking." A staff member of a branch of China Construction Bank in Beijing told reporters.

Xiao Li, a staff member of a branch of Shanghai Pudong Development Bank in Beijing, said that under normal circumstances, the transfer limit of mobile banking depends on the amount issued by customers, up to 1 million yuan per day. "Now there are new regulations, such as opening a new card or a new mobile phone number, and there may also be a limit for online transfer."

You can adjust the amount at the offline outlets.

Some customers have tried other methods to realize large-sum transfer. For example, Xia Xin is transferred in batches, with each transfer of 5,000 yuan to realize the transfer of tens of thousands of yuan.

A number of bank staff told reporters that if they can’t meet the daily trading requirements of customers, it is recommended to bring their ID cards and bank cards to offline outlets for counter withdrawal.

Xiao Li said: "The main thing is to prevent bank card telecom fraud. Customers can go directly to the outlet to withdraw the amount. "

A staff member of a branch of China Merchants Bank in Beijing said that according to the requirements, the bank should set up a personal account management system, and reasonably set the total amount of single funds transferred out of non-counter business according to the identity, occupation, age and transaction characteristics of customers. "Everyone’s situation will be very different."

In addition, some banks can also adjust their own limits through mobile banking. For example, Xiao Liu, a staff member of a branch of Bank of China in Beijing, said that there are two ways. One is to conduct large transactions by selecting the "mobile phone shield" function on mobile banking; Second, you can go to the outlets to open the sim shield.

"Under normal circumstances, the bank can’t give you a high quota. The transfer is risky and may be cheated. If you transfer money frequently, it will also be restricted. " Xiao Liu further added to the reporter.

　　Recently, the "chip" has been screened, and behind the upsurge of attention to the chip industry, Chinese people are re-examining the development of the chip industry.

　　In fact, the domestic high-end general-purpose chip industry is still in its infancy, and there is still a big gap with the chip industries in Europe, America, Japan and South Korea. Behind the hot discussion, you may not know some cold knowledge. For example, every time a mobile phone manufacturer sells a smart phone, it must pay a part of the patent fee to Qualcomm; Why can’t Intel, which dominates the PC, make a good mobile phone chip?

　　The following are some cold chip knowledge that Looking for China to create a guest (ID: XJBMaker) has combed for you:

　　Every one you bought.

　　Smartphones have to pay patent fees to Qualcomm

　　Ordinary users’ familiarity with Qualcomm comes from the Qualcomm chip used in mobile phones. At present, almost all high-end Android phones use Qualcomm Snapdragon snapdragon processors, such as Snapdragon 845 used by Xiaomi MIX2s, the latest flagship model released by Xiaomi, and Snapdragon 660 used by Teacher Luo’s nut Pro2.

　　Every time you buy a domestic mobile phone using Qualcomm Snapdragon chips, you have to pay a part of the cost to Qualcomm, which is not just the cost of chips in Qualcomm. In other words, even if you buy a mobile phone with MediaTek chip, you still have to pay the patent fee to Qualcomm.

　　The reason for this is that Qualcomm doesn’t rely on its chip technology. In fact, Qualcomm is a communication company, and it is almost the founder in the 3G/4G field. It holds the most patents for advanced 3G mobile network technology, holding nearly 4,000 related invention patents.

　　Even if you don’t use Qualcomm’s chip, you still pay for the mobile communication patent in Qualcomm. This is the patent dispute between Meizu and Qualcomm some time ago.

　　According to the data previously published by Qualcomm, for the equipment used and sold in China, Qualcomm China Standard Essential Patent (SEP) permits, and 3G equipment (including 3G|4G multimode equipment) is 5% of the net selling price of the equipment; 3.5% of 65% of the net selling price of the equipment, including 3-mode LTE-TDD, which only supports 4G.

　　When you buy a 4G mobile phone, such as Xiaomi MIX2s, which has just been listed, the starting price is 3299 yuan, and the patent licensing fee paid for Qualcomm is: 3299 X 65% X 5% =107.2175. According to public information, Qualcomm’s patent revenue in 2015 was as high as $7.947 billion, accounting for 2% of the total global smartphone revenue that year.

　　Qualcomm’s monopoly position in the field of communication has also caused antitrust investigations in many countries around the world. In 2013, China launched an anti-monopoly investigation against Qualcomm. In 2015, the National Development and Reform Commission announced the results of the investigation and imposed a fine of RMB 6.088 billion on Qualcomm, which was the highest single fine since the implementation of the Anti-Monopoly Law of the People’s Republic of China.

　　Mainstream mobile phone manufacturers

　　The chips are actually manufactured by TSMC.

　　It may be hard for you to imagine that the unique Huawei Hisilicon processor, which has always been regarded as a domestic mobile phone chip, is actually produced by TSMC. In fact, nearly 60% of the world’s chip foundry is completed by TSMC.

　　Prior to this, the design and manufacture of chips were all done by a company, which was called IDM in the industry, such as Intel and Samsung, which we are familiar with. The design, manufacture and sealing test of chips were all done by ourselves.

　　However, this model has a huge investment, on the one hand, the design and R&D costs are staggering, on the other hand, it will cost a lot of money to build a factory for production, so now the separation of design and production has become a popular trend in the semiconductor industry, and OEM and R&D are completed by different companies, that is, Foundry)+Fabless model.

　　Huawei Hisilicon belongs to Fabless mode, specializing in chip design, but not in production. Apple, Qualcomm and Spreadtrum belong to this category. TSMC is a company specializing in OEM production of chips, which is called Foundry in the industry, and Samsung is both IDM and Foundry. For example, the A9 processor on Apple’s iPhone 6s/6s plus is manufactured by TSMC and Samsung respectively. However, the subsequent Apple A series processors were handed over to TSMC.

　　On April 13, 2017, Mark Liu, President and Co-CEO of Taiwan Integrated Circuit Manufacturing Company (TSMC), attended the investor conference/vision china.

　　The HiSilicon Kirin 970 processor just released by Huawei adopts TSMC’s latest 10nm process and integrates 5.5 billion transistors in nearly one square centimeter.

　　Why can’t Intel make a good mobile phone chip?

　　Intel has almost monopolized the global computer processor market, but it is hard to see Intel on the mobile side. Most mainstream mobile phone manufacturers use Qualcomm chips. In addition to Qualcomm’s own patent technology accumulation in the communication field, Intel’s own strategic mistakes are also an important reason for its absence in the mobile market.

　　Simply put, the instruction set of the chip can be divided into two parts: Complex Instruction Set (CISC) and Reduced Instruction Set (RISC), and the representative architectures are x86, ARM and MIPS respectively. Intel’s X86 architecture is based on complex instruction sets, while ARM is based on reduced instruction sets. Later, after Apple gradually developed its own architecture, it also used a reduced instruction set.

　　Complex instruction set and simplified instruction set are only different in technical means, and it is difficult to tell which is better or worse. Intel missed the mobile market for two reasons.

　　One is that it does not pay enough attention to the mobile market. At that time, at the beginning of the rise of smart phones, it was the time when Intel dominated the PC market. Its Core series processors swept away the previous decline and returned to the position of PC overlord. The popularity of PC makes Intel ignore the prospect of rapid growth of mobile market. At that time, Apple also intended to cooperate with Intel to produce processors for the iPhone, but it was later dropped.

　　Second, mobile devices are different from PCs. In PC field, high performance is emphasized, but power consumption is not high, while mobile devices must balance high performance and power consumption. On the PC processor, Intel uses X86 architecture, which has strong performance. However, after it is tried on the mobile terminal, Intel suffers from high power consumption and poor battery life.

　　In addition, due to the wide application of ARM architecture in the field of mobile phones, most Android applications are developed based on ARM architecture, and application compatibility is also a difficulty for Intel’s X86 architecture. Intel’s solution is technical means to make Android applications based on ARM run on its own X86 platform, but this is not as good as the native ARM.

　　In the early years, Lenovo also used Intel’s Atom four-thread processor on its flagship model K900, yes, it was the one endorsed by Kobe. Full Metal Jacket and Intel’s high-heating core are an excellent substitute to warm your baby in winter.

　　Mainstream mobile phone chip

　　Most of them are based on the architecture of British ARM company.

　　British ARM company is a chip design company, formerly known as Acorn, which was founded in Cambridge, England in 1978. Since then, he has been engaged in the development of mobile phone chips, and designed chips for Apple’s PDA device "Newton" in the 1980s. In 1985, Aikang Computer developed a new processor with reduced instruction set, called ARM(Acorn RISC Machine), also known as ARM 1.

　　In 1990, Aikang Computer was in financial crisis, and the company was reorganized into ARM( Advanced Risc Machine) computer company, and was funded by Apple and chip manufacturer VLSI Technology. Due to the lack of funds in the early days of its establishment, ARM decided not to manufacture chips, and instead authorized the design scheme to other semiconductor manufacturers to manufacture them.

　　Since then, GEC Plessey in Britain has been authorized by ARM, and later Texas Instruments has also reached a cooperation with ARM. Now well-known semiconductor manufacturers including ntel, IBM, Samsung, LG Semiconductor, NEC, SONY, Philips, Atmel, etc. are the partners of ARM.

　　Now, almost all mainstream chip manufacturers are based on ARM architecture, namely the official standard micro-architecture "Cortex-A" of ARM, which is also known as the public design of ARM. When Huawei’s Hisilicon processor first came out, it was questioned that it used the ARM public version, but it could not be called domestic.

　　In 2016, Japan’s Softbank acquired ARM for 24.3 billion pounds. Based on the fact that almost all the mainstream mobile phone chips on the market adopt ARM architecture, you can also say that 99% of the mobile phones on the market are "Japanese goods":)

(Reporter Xue Xingxing)